Agency Permanent
Permanent financing for stabilized, well-run manufactured housing communities and multifamily properties, arranged with agency lenders. Structure is set by the lender, not quoted here.
Commercial Mortgage Brokerage
Debt placement for manufactured housing communities and multifamily.
We arrange acquisition, refinance, and bridge financing of $2 million and up for owners and sponsors. Introducing brokers are welcome. We are a commercial mortgage broker, not a lender.
Programs
Matched to where the asset is in its life.
Bridge-to-Agency
Short-term capital for value-add and lease-up assets, structured from day one around a clean exit into agency permanent debt.
Bank & Credit Union
Relationship lenders for smaller balances, rural markets, and deals that need flexibility agency programs can't offer.
CMBS & Life Company
For larger stabilized assets, we look at conduit and life-company executions alongside other options. Proceeds and structure depend on the lender.
Acquisition financing · Refinance and cash-out · Bridge and short-term · Loan maturing soon?
Process
Disciplined on the front end, so the back end is quiet.
- 01
Pre-evaluation
We review the basics against our checklist before a full package is built. If it does not fit, we say so.
- 02
Package & underwrite
Rent roll, T-12, and sponsor financials are assembled into a lender-ready package built the way credit committees actually read them.
- 03
Lender match
Your deal goes to the lenders on our bench whose current appetite fits — not blasted to everyone. You get competing terms, not noise.
- 04
Close
We manage third-party reports, conditions, and the closing checklist through closing. One point of contact the whole way.
Criteria
Where a deal fits — and how we work.
We keep a narrow lane on purpose. It's how we stay credible with lenders and useful to borrowers.
A fit looks like
- Manufactured housing & RV communities
- Multifamily, 5+ units
- Loan amounts of $2M and up
- Acquisition, refinance, cash-out, bridge
- Nationwide, with a Midwest focus
Our two conditions
- The file is worked with the principal. Brokers and advisors may introduce a deal. We place financing for the owner or sponsor, and we do not work through daisy-chained intermediaries.
- Financials before engagement. Rent roll, trailing 12, and sponsor PFS/REO up front. No exceptions — it's what lets us give you a real answer.
About
Built from the servicing side of the table.
MHP Funding was founded after more than a decade inside mortgage default servicing and CMBS — the part of the business that sees what happens to loans after they close. That experience shapes how we structure deals: conservative where it matters, aggressive on proceeds where the asset earns it.
We're a boutique shop based in the Quad Cities, Iowa. Every file is handled by the principal, every lender relationship is one we maintain personally, and we'd rather turn down a deal than place it badly.
Submit a Deal
Tell us about the property.
Share the basics and we will respond within one business day. Sending this form asks us to review the opportunity. It is not an application for credit, a rate quote, or a commitment to finance.
- Email deals@mhp-funding.com
- Support support@mhp-funding.com
- Phone 779-772-5258
- Location Davenport, Iowa